Resale · Greece
Villa 225 m² — Greece
Resale
Online viewing · remote deal
Crypto payment accepted
€2,889 / m²
Athens, Thessaloniki, the islands and the mainland: no restrictions on buying, and a Golden Visa at €800,000, €400,000 or €250,000 depending on location.
A golden visa for a property investment — one of the few left in the EU after Spain closed its programme.
Property is open to citizens of any country without permits; restrictions apply only in border zones.
€800,000 for Athens, Thessaloniki and the popular islands; €400,000 elsewhere. The €250,000 threshold applies only to renovation or commercial-to-residential conversion projects — not to an ordinary listing.
For the €400,000 and €800,000 thresholds the property must be at least 120 sqm — this noticeably narrows city-apartment choices and is confirmed by documents, not the seller's word.
The status is granted for five years, renewable while the investment is kept, covers the family, and requires neither living in Greece nor a language exam.
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Resale · Greece
Resale
Online viewing · remote deal
Crypto payment accepted
€2,889 / m²
Goal, budget and location — they determine which programme threshold you fall under and what format fits.
A Greek tax number and a local bank account — required both for the deal and for the residency programme.
Title, encumbrances, whether the building matches its permits, and the land's status.
We fix the terms and price with a preliminary contract and a deposit.
We sign the deed and pay through a Greek bank account — a mandatory condition for the residency programme. The deal can run on a power of attorney.
We register the title and, if the deal runs through the programme, file the residency application.
After many years of holidaying on Corfu, we finally decided to buy in our favourite part of the island. We found a detached two-bedroom house with a terrace near Acharavi.
I tried a few times to buy a house on Crete, but finding the right option on a modest budget wasn't easy. I ended up buying a house in the Chania area that I'd actually noticed online earlier.
With a budget of £255,000, we found a three-bedroom, two-bathroom house for well under our maximum. We later used the savings to build a pool.
A couple seeking an EU residence route alongside a holiday home.
A property that fits the residence programme's current thresholds.
The threshold depends on location: €800,000 in Attica, Thessaloniki, Mykonos, Santorini and islands with more than 3,100 residents; €400,000 in other regions; €250,000 only for properties bought for restoration or conversion from commercial to residential use.
Yes. For the €400,000 and €800,000 tiers the property must be at least 120 m². The threshold must also be met by a single property — you cannot combine several apartments to reach it, though owning additional property is allowed.
No. The permit runs for five years and renews while the investment is held. There is no minimum-stay requirement and no language exam. The programme extends to family members.
Yes, buying is open to citizens of any country and is not tied to the programme. Restrictions apply only in border zones, where separate approval is required. A Greek tax number and, usually, a local bank account are needed for the transaction.
Roughly 8–12%: transfer tax on resale property or VAT on certain new-builds, plus notary, legal fees, cadastre registration and agency commission. The ENFIA property tax is payable annually.
The residency programme requires proof that the funds entered Greece lawfully and in full. Payment through a Greek bank account is the standard requirement when the application is assessed, so the account is opened before the deal.
Discrepancies between the building as built and its planning documents — unauthorised extensions, altered layouts, unregistered floor area. These block both registration and the residence application. An engineer checks this before the preliminary contract is signed.
Greek banks lend to non-residents only to a limited extent, and most transactions in this segment are cash. If financing is needed, a loan in your country of residence secured on other assets is more realistic.
Apartment prices in Greek cities rose about 5.3% in the year to Q2 2026. Athens, Thessaloniki, Crete and the islands sit in very different bands, and buying costs add roughly 7-12%, with a 15% transfer tax announced for non-EU buyers from July 2027.
Gross yields in Greece average about 4.4%, with small Athens flats near 6-8% and big or island units far lower. Net is roughly 1.5-2 points below gross, and short-let rules can change the maths.
Greek banks do lend to non-residents, but expect a 35–40% deposit and a heavy paper trail. And if you want a golden visa, the qualifying amount cannot be mortgaged at all.
Greece has a 15% capital gains tax on property that individuals currently do not pay, because it is suspended until the end of 2026. What that means for a foreign owner planning an exit.
Greece taxes a new build at 24% VAT unless the developer opts for the temporary suspension, which currently runs to the end of 2026. Off-plan deposits have no statutory escrow.
After the 2024–2026 overhaul the Greek Golden Visa costs €400,000 or €800,000 depending on the address, needs a single property of at least 120 m², and forbids Airbnb-style letting. What to check before you sign.
Greece requires an AMA registration number for every short-let listing, with real property and safety standards behind it. What to check before you buy for Airbnb income.
A separate route from the Golden Visa, built for remote workers rather than property investors — here's what the income threshold, tax break and 2026 application changes actually mean.
Greece was named the world's top retirement destination for 2026, and expat surveys back it up — real data on what people who've actually moved there report loving, and what still frustrates them.
Greece was just ranked the world's best retirement destination for 2026. Here's the visa route, the pension tax break, and what it actually costs a couple to live there.
From Mykonos glamour to Peloponnese value — a region-by-region guide to prices, yields and who each area actually suits.
From Mani's stone towers to Pelion's farmhouse ruins, Greece has a real market in half-abandoned stone houses — real prices, real restoration costs, and legal homework specific to old village property.
From a Greek tax number to the notary's deed — eight checks that keep a Greek property purchase safe, remote-friendly and free of legalization surprises.
Golden Visa zones, Airbnb bans in central Athens, unlegalizable construction and border-zone permits — five risks that changed in 2024–2026, and how to manage each.
According to To Vima, the transfer tax for third-country nationals without long-term residency will rise fivefold from 1 July 2027, and golden visa applications fell 44% in the first half of 2026.
Entry points, the buying process, transfer tax, the golden visa and tourist rental.
A country-market estimate, not our own stock
Greece still runs a Golden Visa, but since 2024 the thresholds depend on location and the property must meet a size requirement. The gap between zones is twofold, so the location decides the programme's budget.
An active residency-by-investment programme — one of the few left in the EU after Spain closed its scheme. Buying is open to citizens of any country without permits; restrictions apply only in border zones. A wide entry range: mainland regions remain at the €400,000 threshold, while Athens, Thessaloniki and the popular islands moved to €800,000.
Benchmarks for taxes, purchase and holding costs and rental yield. Exact figures depend on the property and your situation.
Rental yield benchmark
4–7%
On resale property, a transfer tax; VAT may apply to some new-builds. Annually, the ENFIA property tax.
Budget around 8–12% on top of the price. The main charge on resale property is transfer tax. VAT applies to some new-builds. Also payable: notary, legal fees, cadastre registration and agency commission. Annually the owner pays the ENFIA property tax, which depends on the property's characteristics and location.
1. Obtain a Greek tax number (AFM) and open a local bank account. 2. Legal checks: title, encumbrances, whether the building matches its permits, land status. 3. Preliminary contract and deposit. 4. Sign the notarial deed and settle through a Greek bank account — a mandatory condition for the residency programme. 5. Register title and file the residence application if the purchase is made under the programme. The deal can be done under power of attorney.
Greek banks lend to non-residents only to a limited extent. Most transactions in this segment are cash.
The Golden Visa is running and is split by zone. €800,000 — Attica (including Athens), Thessaloniki, Mykonos, Santorini and any island with more than 3,100 residents. €400,000 — all other regions. €250,000 — only for properties bought for restoration or for conversion from commercial to residential use. For the €400,000 and €800,000 tiers the property must be at least 120 m², and the threshold must be met by a single property: the sum cannot be split across several apartments, though owning additional property is not prohibited. The permit runs for five years and renews while the investment is held. Living in Greece and language exams are not required.
The 120 m² minimum for the €400,000 and €800,000 tiers narrows the field: a large share of city apartments does not qualify. Floor area is proven by documents, not by the seller's word. The €250,000 restoration threshold looks attractive on price, but requires the works to be carried out and registered — it is a project, not a passive purchase.
What to check: — that the property meets the chosen threshold: zone, floor area, single-property rule; — unauthorised works and discrepancies with planning documents — a common problem that blocks both the transaction and the residence application; — the status of the land under the building, particularly on the islands and along the coast; — restrictions in border zones, where separate approval is required. Checked in September 2026. Thresholds, rates and programme terms change — confirm the current requirements with a lawyer in the country before you buy.
Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.
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