Resale · Portugal
Serviced apartment 118 m² — Portugal
Madeira Varino · Resale · 2024
2 2 118 m²
Online viewing · remote deal
Crypto payment accepted
€450,000
€3,814 / m²
Property in Portugal: buying and support
Lisbon, Porto, the Algarve: buying is unrestricted, but property no longer qualifies for the Golden Visa — it was removed from the programme in 2023.
0
Listings in our catalogue
€450,000
In our catalogue from
4–6%
Market rental yield
0
Cities
Why Portugal
No permit procedure for the buyer
Open to citizens of any country — the purchase is not tied to the buyer's citizenship.
Steady demand across three regions
Lisbon, Porto and the Algarve — steady demand, including from European buyers.
A reliable title registry
A clear notarial procedure and a reliable title registry protect the deal.
Honestly, about residency: property is excluded
The 2023 Mais Habitação reform removed property from the golden visa — new applications on that ground are no longer accepted. Any 'apartment plus residency' offer in Portugal is out of date.
Honestly, about citizenship: the timeline grew
The May 2026 reform extended the residence period for naturalisation from five to ten years for most applicants, to seven years for EU citizens and citizens of Portuguese-speaking community countries.
Investments from €450,000
Properties available right now. The catalogue price is the same figure quoted here.
View propertiesSmaller budget — we'll source it
Tell us the amount and the goal, and we'll come back with options from developers and partners that are not in the catalogue.
Send a requestMost affordable properties
The 3 most affordable of 8
Resale · Portugal
Serviced apartment 100 m² — Portugal
Óbidos West Side · Resale · 2022
3 3 100 m²
Online viewing · remote deal
Crypto payment accepted
€635,000
€6,350 / m²
New building · Lisbon, Portugal
Serviced apartment 110 m² — Lisbon, Portugal
Belas Clube de Campo · New build · 2024
2 2 110 m²
Online viewing · remote deal
Crypto payment accepted
€640,000
€5,818 / m²
How the purchase works
- 1
We map your goal
Goal, budget and region: Lisbon, Porto or the Algarve each follow their own demand logic.
- 2
We obtain your NIF
The Portuguese tax number is required for the deal and for opening an account.
- 3
Legal due diligence
The title registry, encumbrances, permit compliance and any usage licence the property needs.
- 4
The preliminary contract
We sign the CPCV with a deposit, fixing the deal's terms.
- 5
Notarisation
The deal is notarised and payment is completed — this can run on a power of attorney.
- 6
Title registration
We complete the deal by registering the title.
What clients say
We originally planned to buy in Spain but switched to Portugal instead. In Tavira we found a three-bedroom apartment near the coast for €195,000.
Malcolm & Annette · Switched from Spain to Portugal
We were looking for a home for our permanent move to a quieter, more authentic part of Portugal. We bought a three-bedroom house near Alcobaça and Nazaré.
David & Suzanne · Moving to a quieter part of Portugal
After our first attempt fell through, we didn't give up on the idea of moving. We viewed around 18 properties and ended up buying a detached six-bedroom house with a barn and land in the Aveiro area.
Mary & Ian · 18 viewings later — a house with a barn and land
Online viewing & remote deals — buy without being there
RU · EN · PLSupport in Russian, English and Polish
No hidden markupsYou see real market prices. Our role is selection and safety — not quietly inflating what you pay.
Frequently asked questions
Does buying property in Portugal grant residency?+
No. The 2023 Mais Habitação reform removed property from the Golden Visa programme, and new applications based on residential investment are not accepted. The programme operates on other routes: venture capital funds, job creation and cultural donations.
What changed in the nationality law?+
In May 2026 Portugal enacted a reform raising the residence requirement for naturalisation from five years to ten for most nationals, and to seven for EU and CPLP nationals. Timelines based on the earlier rules no longer hold.
Can a foreigner buy property freely?+
Yes, buying is open to citizens of any country without permit procedures. A Portuguese tax number (NIF) is needed for the transaction and can be obtained under power of attorney.
What taxes apply on purchase?+
IMT transfer tax on a progressive scale by value and intended use, plus stamp duty. Notarial services, registration, legal fees and agency commission are payable on top.
What does the owner pay annually?+
The municipal IMI tax, at a rate set by the municipality within statutory limits. The exact figure depends on the property's rateable value and the municipality and is confirmed for the specific address.
Can I let the property to tourists?+
Only with a valid short-term letting licence. It is regulated locally, several municipalities have restricted new licences, and it does not transfer automatically on purchase — its existence is checked before the deal.
Will a bank lend to a non-resident?+
Portuguese banks lend to non-residents, but with a larger down payment than for residents. A NIF, proof of income and banking history are required.
Do you have property in Portugal?+
Yes, there are listings in our catalogue. We will match to budget and purpose — but if status is the objective, it is more honest to look at other jurisdictions: in Portugal that pairing no longer works.
Go deeper
Property prices in Portugal 2026: price per m² by city and what buying really costs
The national median is about 2,076 euro per m², Lisbon city 4,875, the Algarve 3,139 and Porto metro 2,305, with prices still rising. Non-residents add roughly 10% in taxes and fees.
Rental yield in Portugal 2026: what Lisbon, Porto, the Algarve and Madeira really earn
Gross yield in Portugal is about 4-5% in the big cities and 5-8% inland, but after tax, costs and vacancy a Lisbon flat nets nearer 2-3%. Here is the arithmetic.
Capital gains tax when a non-resident sells property in Portugal: 50% of the gain, progressive rates
Since 2023 non-residents are taxed like residents on property gains: half the gain at progressive rates, counted against worldwide income. What that means in practice and what is still unclear.
New-build vs resale property in Portugal: tax, warranty and what to check
In Portugal the tax bill is largely the same for a new home and a resale one. The real difference is legal protection, paperwork and condition.
Portugal mortgage for foreigners in 2026: LTV, rates, and the new 7.5% IMT
Non-residents can borrow in Portugal, but 2026 changed both the lending rules and the cost of buying: tighter Banco de Portugal limits from August and a flat 7.5% transfer tax for non-resident housing buyers.
Portugal golden visa in 2026: the routes still open, and the 10-year citizenship clock
Property stopped qualifying in 2023, and the nationality law in force since May 2026 doubled the standard wait for a passport. What the Portuguese golden visa still offers, and a tax trap for property buyers.
Short-term rental rules in Portugal: the 2026 compliance picture
Portugal's short-term-rental rules were rewritten once in 2023, partly reversed in 2024, and now sit inside a new EU-wide framework. What a buyer needs to check today before counting on Alojamento Local income.
Portugal's D8 digital nomad visa: requirements and how it works
Portugal's D8 visa gives remote workers a legal route to live there long-term. Here's the real income bar, what to prepare, and what it doesn't cover.
Why expats rate Portugal among the world's top 10 — and where it genuinely falls short
InterNations' 2026 Expat Insider survey ranked Portugal 8th out of 31 countries, with 78% of expats saying they're happy with life there. The same data shows exactly where the country struggles.
Retiring in Portugal: visa, tax and real cost of living
The D7 visa route, what changed when NHR ended, and what a retired couple actually spends per month.
Best areas to buy property in Portugal: Lisbon, Porto, the Algarve and beyond
Eight in ten foreign purchases land in the Algarve, Lisbon or the Central region — here's what each actually costs and who it suits.
Buying a ruin in Portugal: abandoned houses, villages and what restoration really costs
Portugal has up to 750,000 empty rural homes and ruins from around €20,000. What a real restoration budget looks like, and the inheritance issues that sink more deals than the building itself.
Buying property in Portugal: an 8-step due diligence checklist
A NIF, a Certidão Permanente and a signed CPCV aren't optional extras — they're what makes a Portuguese purchase safe. Eight checks to run before you pay.
Investing in Portugal real estate: 5 key risks and how to manage them
Portugal's rules for foreign buyers have shifted repeatedly in the past two years — the Golden Visa, the tax regime and short-let licensing all changed. Five risks to weigh before you buy, and how to manage each one.
Buying property in Portugal: a complete guide
Process, IMT transfer tax, residence options after the golden-visa change, and Lisbon/Porto rental.
Portugal: house prices up 17.8% in Q1 2026 while sales fell 8.7%
INE's housing price index kept rising, but transactions fell, and purchases by buyers with a tax domicile abroad dropped 15.6%.
Average price
€280,000
€0€350,000
A country-market estimate, not our own stock
Rental yield
4–6%
0%12%
In our catalogue from
€450,000 EU member
YesOverview
Portugal is an open market where buying is not tied to the buyer's nationality. The key change to understand: since the 2023 reform, property has been removed from the Golden Visa programme, and buying a home no longer confers eligibility for status.
Why buy here
Buying is open to citizens of any country without permit procedures. Steady demand in Lisbon, Porto and the Algarve, including from European buyers. A clear notarial process and a reliable property register.
Taxes, costs and yield
Benchmarks for taxes, purchase and holding costs and rental yield. Exact figures depend on the property and your situation.
Rental yield benchmark
4–6%
Taxes
On purchase, the IMT transfer tax and stamp duty. Annually, the municipal IMI tax.
Costs & taxes
The main purchase charges are IMT transfer tax, calculated on a progressive scale by value and intended use, and stamp duty. Also payable: notarial services, registration, legal support and agency commission. Annually the municipal IMI tax is payable, at a rate set by the municipality within statutory limits. Current IMT and IMI rates are confirmed by a lawyer for the specific property: they depend on value, use and municipality.
Buying process
1. Obtain a Portuguese tax number (NIF). 2. Legal due diligence: property register, encumbrances, whether the property matches its permits, and a valid usage licence. 3. Preliminary contract (CPCV) with a deposit. 4. Notarial execution and settlement. 5. Registration of title. The deal can be done under power of attorney.
Mortgages
Portuguese banks lend to non-residents, usually with a larger down payment than for residents.
Residence & visas
Property was removed from the Golden Visa by the 2023 Mais Habitação reform: new applications based on residential investment are not accepted. The programme continues on other routes — venture capital funds, job creation, cultural donations. Separately: in May 2026 Portugal enacted a nationality law reform, raising the residence requirement for naturalisation from five years to ten for most nationals, and to seven for EU and CPLP nationals. If you are being promised residency specifically for buying property in Portugal, that information is out of date or dishonest.
Investment notes
Short-term tourist letting in Portugal is regulated locally, and several municipalities have restricted new licences. Whether a specific property holds a valid licence is checked before purchase — it does not transfer automatically. Since property left the Golden Visa, the structure of demand has shifted: status-driven buyers moved to other jurisdictions.
Risks to consider
What to bear in mind: — property has been outside the Golden Visa since 2023; "apartment plus residency" offers in Portugal are out of date; — the naturalisation period was extended by the May 2026 reform — earlier timelines to citizenship no longer hold; — a short-term letting licence does not transfer automatically and is restricted in some municipalities; — in older stock, check that the property matches its permits and holds a valid usage licence. Checked in September 2026. Thresholds, rates and programme terms change — confirm the current requirements with a lawyer in the country before you buy.
Request a selection in Portugal
Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.
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