Property in Saudi Arabia: buying and support

The market opened to foreigners on 21 January 2026: ownership is permitted within designated zones, whose scope is set separately.

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€784,749
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Why Saudi Arabia

  • The market opened in 2026

    The law allowing non-resident property ownership took effect on 21 January 2026, permitting both full ownership and long-term usage rights — for individuals and foreign companies.

  • No income tax

    There is no personal income tax — total transaction costs are typically estimated at around 10%.

  • Large-scale transformation projects

    The national transformation programme is generating new property supply across the country.

  • Honestly, about the zones

    Ownership is allowed only in approved zones — the list is set by a Council of Ministers and REGA document and may be extended. In Mecca and Medina, ownership is restricted to Muslims.

  • Honestly, about the risk: the regime is new

    Enforcement practice under the new law is still forming — the regulatory risk here is higher than in the UAE or Qatar, where the regime has years of track record. Relying on a local lawyer matters more here.

Investments from €784,749

Properties available right now. The catalogue price is the same figure quoted here.

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Most affordable properties

The 3 most affordable of 8

Villa 300 m² — Saudi Arabia

Resale · Saudi Arabia

Villa 300 m² — Saudi Arabia

Neptune Villas · Resale · Q4 2027

5 5 300 m²

Online viewing · remote deal

Crypto payment accepted

€870,267

€3,062 / m²

Villa 300 m² — Saudi Arabia

Resale · Saudi Arabia

Villa 300 m² — Saudi Arabia

Neptune Villas · Resale · Q4 2027

4 4 300 m²

Online viewing · remote deal

Crypto payment accepted

€1,087,834

€3,827 / m²

How the purchase works

  1. 1

    We map your goal

    Goal and budget — and the buyer's status, which determines which zones are available.

  2. 2

    We confirm the zone

    We confirm the property sits inside a zone where foreign ownership is allowed under the REGA document.

  3. 3

    We check the buyer's status

    A foreign resident may own one residential unit; a non-resident may buy only within approved zones.

  4. 4

    Legal due diligence on the property

    We check the property and its paperwork before anything is signed.

  5. 5

    Registering the deal

    Registration is mandatory for every property acquisition in the country.

  6. 6

    Support after the deal

    Since the regime is new, we track changes in enforcement practice and the zone list together with you.

Online viewing & remote deals — buy without being there
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Frequently asked questions

When were foreigners allowed to buy property in Saudi Arabia?+

The law on real estate ownership by non-Saudis took effect on 21 January 2026 — 180 days after publication on 25 July 2025. It allows both full ownership and long-term usage rights, for individuals and foreign entities.

Where exactly can I buy?+

In zones defined by the Geographic Scope Document issued by the Council of Ministers and the Real Estate General Authority (REGA). For non-residents, buying is permitted only in such approved zones, so a specific address's status is confirmed before the deal.

Are there limits on the number of properties?+

Foreign residents are limited to one residential unit. For non-residents, acquisition is permitted in approved zones, and the terms on numbers are being set by secondary legislation — confirmed by a local lawyer.

What about Makkah and Madinah?+

In Makkah and Madinah ownership remains restricted to Muslims. This is a separate restriction operating independently of the general regime of geographic zones.

What does a transaction cost?+

Transfer fees of up to 5% may apply, and a foreign buyer's total transaction taxes and fees are commonly estimated at around 10%. Because the regime is new, exact figures are confirmed by a lawyer for the specific transaction.

Does buying grant residency?+

There is no automatic pairing. The route to status is regulated separately and the regime for non-residents is still taking shape. Terms are confirmed at the time of the transaction rather than from general guides.

How does this market differ from the UAE?+

Mainly in the maturity of the regime. In the UAE the rules on foreign ownership have been settled for years, with escrow mechanisms and established practice. In Saudi Arabia the law has only just taken effect, practice is forming and the list of zones is being refined — regulatory risk is higher.

Do you have property in Saudi Arabia?+

Yes, there are listings in our catalogue. Given how new the regime is, we separately confirm that foreign ownership is permitted for each property before any money moves.

In our catalogue from
€784,749
EU member
No

Overview

Saudi Arabia is the newest market for foreign buyers in our catalogue. The law on real estate ownership by non-Saudis took effect on 21 January 2026 and opened ownership within designated geographic zones.

Why buy here

A market that opened in 2026: the law allows both full ownership and long-term usage rights, for individuals and foreign entities alike. Major development projects under the national transformation programme are creating new supply. No personal income tax.

Taxes, costs and yield

Benchmarks for taxes, purchase and holding costs and rental yield. Exact figures depend on the property and your situation.

Taxes

No personal income tax. Transfer fees of up to 5% may apply on the transaction; total costs are commonly estimated at around 10%.

Costs & taxes

Transfer fees of up to 5% may apply on the transaction. A foreign buyer's total transaction taxes and fees are commonly estimated at around 10%. Saudi Arabia has no personal income tax. Because the regime is new, exact rates and how they apply are confirmed by a local lawyer for the specific transaction.

Buying process

1. Confirm the property sits in a zone where foreign ownership is permitted. The Council of Ministers and the Real Estate General Authority (REGA) issued a Geographic Scope Document defining those areas. 2. Establish the buyer's position: foreign residents may own one residential unit, while ownership by non-residents is permitted only in approved areas. 3. Legal due diligence on the property. 4. Register the acquisition — registration is mandatory for all acquisitions.

Mortgages

Lending to foreign buyers is developing alongside the new regime; terms should be confirmed with the specific bank and project.

Residence & visas

Property ownership and the route to status are regulated separately, and the regime for non-residents is still taking shape. Do not assume an automatic "purchase plus residency" pairing — the terms are confirmed at the time of the transaction.

Investment notes

The market is only opening, which means both opportunity and uncertainty: practice under the new law is still forming and the list of zones is being refined by secondary legislation. For a buyer this is a market with higher regulatory risk than the UAE or Qatar, where the regime has been settled for years.

Risks to consider

What to bear in mind: — ownership is possible only within approved zones; the scope is set by the Geographic Scope Document and may be extended; — in Makkah and Madinah ownership remains restricted to Muslims; — foreign residents are limited to one residential unit; — the regime is new: practice is still forming, which makes relying on a local lawyer particularly important here. Checked in September 2026. Thresholds, rates and programme terms change — confirm the current requirements with a lawyer in the country before you buy.

Estimate costs and yield

Request a selection in Saudi Arabia

Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.

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