Eurostat data show the EU house price-to-income ratio was 6.8% higher in 2025 than in 2015, while Cyprus sits around 8% below its own long-term average.
House prices across the European Union have pulled further ahead of household incomes over the past decade, according to new Eurostat figures reported by Cyprus Property News. The EU's house price-to-income ratio in 2025 was 6.8% higher than in 2015, pointing to growing pressure on affordability. The measure compares changes in house prices with changes in household income per person, so it shows the direction of travel rather than which countries have the most expensive homes in absolute terms. The spread between countries is wide. Portugal recorded the largest rise in the ratio between 2015 and 2025, at 60.8%, followed by the Netherlands (34.3%), Hungary (26.5%), Czechia (25.8%) and Spain (24.5%). At the other end, Romania saw the biggest fall at 42.8%, Finland's ratio dropped by 25.2% and Bulgaria's by 16.2%. In Cyprus the ratio stood at 91.61 in 2025, almost unchanged from 91.63 in 2024. That is around 8% below the country's long-term average, which suggests prices have not moved as far ahead of incomes as in some other European markets. Eurostat's standardised EU-wide indicator, which compares each year with its long-term average, peaked above that average in 2007 and 2022, fell in 2023 and 2024, and edged back above it in 2025 by 0.03%. Cyprus Property News stresses that the ratio does not show what homes cost in Cyprus, what mortgage payments buyers face or how much households spend on housing. Eurostat notes that those questions require other measures, such as mortgage financing costs and the share of household income spent on housing.