Property in Hong Kong: a guide for foreign and non-resident buyers

Government leases, stamp duty, mortgages, visas and the real cost of living, explained from official sources.

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Hong Kong's priciest and smallest properties: billion-dollar Peak mansions, nano flats and a new law for subdivided homes

Reported sales above HK$1 billion on The Peak, flats of 200 to 300 square feet, about 110,000 subdivided units and the Small House Policy: what was published, with sources and dates.

Cost of living in Hong Kong 2026: a monthly budget for one person, a couple and a family

On our own sums, one person needs roughly 2,500 to 3,300 euro a month and a family of four 6,600 to 8,100 euro before school fees. How the budget is built line by line, with sources and dates.

Hong Kong visas and residence: what property owners and investors can actually get

Buying a flat does not give you the right to live in Hong Kong. The routes that exist: the investment scheme CIES, the Top Talent Pass, employment and points-based schemes, and the seven-year path to permanent residence.

Mortgage in Hong Kong for non-residents: loan-to-value limits, banks and conditions

The HKMA sets the loan-to-value caps that banks follow. What the latest table we read says, how a non-resident is treated, what banks reported, why insurance is usually out of reach and how rates move with the peg.

Hong Kong property taxes and stamp duty for non-residents: what you pay to buy, let and sell

One stamp duty scale for everyone since 2024, no capital-gains or inheritance tax, a 15% property tax on rent, government rates and rent, and why Poland has no tax treaty with Hong Kong.

Buying property in Hong Kong as a foreigner: the 2024 changes, government leases and the buying process

No ownership ban for foreigners, the extra stamp duties scrapped in February 2024, land held on government leases, a deposit-driven process and some of the smallest flats in the world.

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Overview

Hong Kong is a separate jurisdiction from mainland China, with its own property law, a freely convertible currency and no general ban on foreign buyers of residential property. It is also one of the most expensive markets in the world. Our guides cover how buying works, the taxes, financing for non-residents, residence options and the market's extremes.

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Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.

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