Resale · Italy
Villa 1300 m² — Italy
Resale
Online viewing · remote deal
Crypto payment accepted
€6,538 / m²
From the lakes and Tuscany to the south: no restrictions for foreign buyers, and tax charged on the cadastral value rather than the price paid.
From apartments in historic centres to lakeside villas and homes in the south — a market with strong notarial protection for the deal.
The main purchase tax is calculated on the property's cadastral value, typically 30–50% of the market price — this noticeably lowers the entry cost.
Italian banks lend to non-residents on a limited basis, usually up to 50–60% of the value — an Italian tax code and proof of income are required.
Pensioners moving to small southern municipalities pay 7% on foreign income; new residents can opt for a flat tax of €200,000 a year on worldwide income.
Relocating uses the elective residence visa — it requires proven passive income and forbids working in Italy. Owning a home helps confirm your living arrangements, but is not a qualifying ground on its own.
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Resale · Italy
Resale
Online viewing · remote deal
Crypto payment accepted
€6,538 / m²
Goal, budget and region: a historic apartment, a lakeside villa or a southern home each carry their own cadastral logic.
The Italian tax code — without it you cannot sign a contract or open a bank account.
A registry extract, a match with cadastral records, and no encumbrances or outstanding debts.
A proposta di acquisto, then a compromesso — a preliminary contract with a deposit.
The final deed (rogito) and full payment. The notary in Italy is independent and answers for the deal's integrity.
The notary registers the title transfer — no separate visit to the registry is needed.
We thought owning a home in Tuscany was only for very wealthy buyers. In the end we bought a townhouse at a court auction for €36,000, against a market value of around €75,000.
I spent over a year searching without luck. In the end I bought a property at a court auction for roughly half its estimated market value.
We spent about a year and a half studying the risks of buying property in Italy. We bought a house in the Chianti hills for €85,000 against a valuation of around €130,000, and now use it as our European base for travel.
Yes. There are no restrictions for EU citizens; for others the principle of reciprocity applies — a purchase is possible if Italians may buy property in your country. In practice this is satisfied for most countries and is verified by the notary.
On the cadastral value rather than the price paid, where the buyer is an individual purchasing from a private seller. Cadastral value is typically 30–50% of market price, so the real tax is lower than expected. Request the cadastral value before the deal.
2% is the reduced rate for a main home and requires registering residence in the property's municipality within 18 months of purchase. 9% is the second-home rate, which most non-residents pay. Both are applied to the cadastral value.
No. Relocation uses the elective residence visa, which requires proven passive income and prohibits working in Italy. Owning a home helps evidence your living arrangements but is not a ground for a residence permit.
In Italy the notary is mandatory: they verify the seller's title, check for encumbrances and register the transfer, and are liable for doing so. Their fees are typically 1–2.5% of the price. The notary is independent and acts for both parties.
It is the Italian tax code, without which you cannot buy property, open an account or pay taxes. It is issued by the Italian tax authority or by an Italian consulate in your country of residence, including under power of attorney.
The main annual tax is IMU, charged on second homes and calculated from the cadastral value at the municipality's rate. Rental income is taxed separately; for certain tenancies the simplified cedolare secca regime offers a flat rate.
One euro is the auction's starting price, not the cost of ownership. The municipality fixes restoration deadlines and scope by contract, along with a security deposit. Actual restoration costs typically run into tens of thousands of euros, so prepare the estimate before bidding.
Used homes average about 1,903 euro per m² (+4.1% in a year), Milan is near 5,165 and Rome 3,429, and buying costs add roughly 10-15%. Prices and costs by city and region.
Aggregators put Italy's average gross rental yield near 6.6%, but Milan sits around 3.5-5% and Palermo or Bari above 6.5%. After the flat tax, IMU, building costs and vacancy, a net 3-4% is a realistic planning figure.
Italy's investor visa asks for money in government bonds, an Italian company, an innovative start-up or a philanthropic project, not in a house. How the committee process works and what the official page leaves unsaid.
Italian banks do lend to non-residents, but usually only 40–60% of the value, and without a codice fiscale there is no mutuo at all. What the bank asks for, what it costs, and where deals stall.
Italy taxes the gain only if you sell within five years of buying. Past that, the gain is not taxed at all. How the 26% notary option compares with ordinary income tax, and what a non-resident should check.
Italy taxes a purchase from a developer very differently from a purchase from a private seller, and non-residents miss the main discount. How the numbers compare.
Italy's national CIN code is now mandatory for every short-let listing, on top of city-specific rules in Florence, Milan, Venice and Rome. What a buyer needs to check before counting on Airbnb income.
Italy's digital nomad visa exists, but it's genuinely one of the stricter, more paperwork-heavy schemes in Europe — a registered lease, six months of proven remote work, a degree or years of experience. Here's what that means, and how it differs from the separate flat-tax regimes.
Italy ranks low on InterNations' overall expat satisfaction survey, and the reason is almost always the same one. Here's what the data says people genuinely love, and the real friction behind the low score.
A flat 7% tax on foreign pension income is real, but only in specific southern towns. What the elective residency visa, the tax break and daily life actually cost.
From Tuscan hills to Naples's rising value — a region-by-region guide to Italian property prices and who each market actually suits.
Dozens of Italian towns sell derelict houses for €1-2 to stop them collapsing. The real commitment isn't the price — it's the renovation deposit, the deadline, and a budget many times the headline number.
From the codice fiscale to the rogito — the practical steps for a clean resale purchase in Italy, and where undisclosed problems usually hide.
Illegal extensions, mismatched cadastral records and a nationality test most buyers have never heard of — what actually trips up foreign buyers in Italy.
According to Il Sole 24 Ore, Luxforsale Finance recorded a 63% rise in mortgage applications from abroad, with an average property value above €1.65 million.
A country-market estimate, not our own stock
Italy is a market where the final cost often comes in below expectations: the main purchase tax is charged on the cadastral value, which is typically 30–50% of the market price. Buying does not, by itself, grant residency.
A market with strong notarial protection and a range unmatched anywhere else in Europe: apartments in historic centres, villas on the lakes, houses in the southern regions. The main purchase tax is charged on the cadastral value rather than the contract price, which noticeably lowers entry costs. For those considering relocation there are special tax regimes: 7% on foreign income for pensioners moving to small southern municipalities, and a flat €200,000 a year on worldwide income for new residents.
Benchmarks for taxes, purchase and holding costs and rental yield. Exact figures depend on the property and your situation.
Rental yield benchmark
3–6%
Registration tax of 9% (second home) or 2% (main home) on the cadastral value, not the price paid. Annually, IMU on a second home.
The main charge is registration tax: 9% for a second home and 2% for a main home, applied to the cadastral value. Cadastral value is usually 30–50% of market price, so on a €300,000 property with a cadastral value of €120,000 the 9% rate produces about €10,800, not €27,000. The reduced 2% rate requires registering residence in the municipality within 18 months — most non-residents do not qualify. Also payable: fixed cadastral and mortgage taxes of €50 each when buying from a private seller, notary fees typically 1–2.5%, and agency commission of 2–4% plus VAT. A second home is subject to the annual IMU tax.
1. Obtain a codice fiscale — the Italian tax code. 2. Preliminary checks: register extract, cadastral conformity, absence of charges and debts. 3. Offer to purchase (proposta) and preliminary contract (compromesso) with a deposit. 4. Sign the final deed before a notary (rogito) and settle in full. 5. The notary registers the transfer. The notary in Italy is mandatory and independent: they verify that the transaction is clean and are liable for it.
Italian banks lend to non-residents selectively, usually up to 50–60% of value. An Italian tax code and proof of income are required.
Buying property in Italy does not grant residency and is not a basis for a visa. Relocation uses the elective residence visa, which requires proven, stable passive income and prohibits working in Italy. Owning a home helps evidence your living arrangements but is not a ground in itself. Separately there are tax regimes for new residents: 7% on foreign income for pensioners relocating to southern municipalities of under 20,000 people, and a flat €200,000 a year on worldwide income.
The figure that drives entry costs is not the price but the cadastral value, because the main tax is calculated on it. Request it before the deal. When letting, the simplified cedolare secca regime offers a flat rate on rental income instead of the progressive scale. Whether it applies depends on the type of tenancy.
What to check before the deal: — that the actual layout matches the cadastral records: discrepancies (abusi edilizi) block resale and are slow and expensive to regularise; — that a habitability certificate exists; — arrears owed by the previous owner to the condominium; — for "one-euro" houses, the restoration deadlines and scope committed to in the agreement with the municipality. Checked in September 2026. Thresholds, rates and programme terms change — confirm the current requirements with a lawyer in the country before you buy.
Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.
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