Property in Turkey: buying and support

Istanbul, Antalya, Bodrum: buying is unrestricted in most districts, and citizenship follows an investment from USD 400,000 with a three-year holding commitment.

0
Listings in our catalogue
€102,000
In our catalogue from
5–8%
Market rental yield
$400,000
Residency programme threshold

Why Turkey

  • Citizenship from $400,000

    No language exam, residency requirement or interview. A decision usually comes in 3–6 months after the purchase closes.

  • A wide range of the market

    From city apartments in Istanbul to resort property on the coast.

  • No permit procedure for the buyer

    Open to citizens of most countries with no permit procedure.

  • Honestly, about valuation: the contract price is not what counts

    For the citizenship programme, the mandatory independent appraisal counts, not the contract price — the appraisal is ordered before any large payment.

  • Honestly, about the commitment: three years, no sale

    The programme requires holding the property for three years without selling — this freezes liquidity for that period, and we factor it into the plan.

Investments from €102,000

Properties available right now. The catalogue price is the same figure quoted here.

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Most affordable properties

The 3 most affordable of 20

Apartment 48 m² — Turkey

Resale · Turkey

Apartment 48 m² — Turkey

Resale

1 1 47.8 m²

Online viewing · remote deal

Crypto payment accepted

€102,000

€2,134 / m²

Apartment 47 m² — Turkey

Resale · Turkey

Apartment 47 m² — Turkey

Resale

1 1 46.6 m²

Online viewing · remote deal

Crypto payment accepted

€118,000

€2,532 / m²

How the purchase works

  1. 1

    We map your goal

    Goal, budget and region: a city apartment in Istanbul or a coastal resort property, and whether citizenship matters.

  2. 2

    We get your tax number and account

    A Turkish tax number and a local bank account are required for the deal.

  3. 3

    We check the property

    Title (tapu), encumbrances, permit compliance and the zone's status.

  4. 4

    We order the independent appraisal

    For the citizenship programme, the appraisal determines the property's qualifying value.

  5. 5

    Payment and registration

    We pay through the banking system with a confirmed transfer, register the title transfer and obtain the tapu.

  6. 6

    Filing for citizenship

    If joining the programme, we file the citizenship application — a decision usually comes in 3–6 months.

Online viewing & remote deals — buy without being there
RU · EN · PLSupport in Russian, English and Polish
No hidden markupsYou see real market prices. Our role is selection and safety — not quietly inflating what you pay.

Frequently asked questions

Does buying property in Turkey lead to citizenship?+

Yes, on an investment from USD 400,000 or the equivalent in Turkish lira at the Central Bank's official rate on the transaction date. A mandatory condition is holding the property for three years without selling.

Can the threshold be met with several properties?+

Yes, an applicant may buy one or more qualifying properties and aggregate their value to the required threshold. All of them fall under the same three-year holding commitment.

How long does citizenship take?+

Usually 3–6 months after the purchase completes, where documentation is accurate and compliant. The programme requires no language tests, no residence obligations and no complex interview stages.

Why does the independent valuation matter?+

The programme counts the valuation figure, not the contract price. Divergence between the seller's price and the valuation is common, so the valuation is commissioned before large payments are made rather than after.

Are there districts where foreigners cannot buy?+

Yes, restrictions apply in border and military zones. A specific plot's status is checked at the land registry before the deal — a standard step in due diligence rather than a formality.

What about residency if I buy below the threshold?+

Buying property can support a residence permit, but registration of foreigners has been capped in certain districts. The "property plus residency" pairing is therefore checked for the specific address rather than assumed from general guides.

What costs come on top of the price?+

The title deed fee, the mandatory valuation, translator and notary services, agency commission and insurance. Annually, property tax at a rate depending on the municipality and property type.

Will a bank lend to a foreigner?+

Turkish banks lend to foreigners, but local-currency rates are high. In practice a developer payment plan during construction is the common alternative.

Go deeper

Property prices in Turkey 2026: price per m² in Istanbul, Antalya and on the coast, and what buying really costs

The average Turkish home costs about 5.3 million lira, roughly €98,000, and prices rose 23.5% in lira in the year to August 2026 but fell about 6% after inflation. Here are the prices by city and the full cost of buying.

Investment property in Turkey: rental yield in Istanbul, Antalya and on the coast, in lira and in euros

Gross rental yield in Turkey is roughly 6% to 8% in lira terms, but the lira loses value every year. This guide shows the numbers by city, what is left after tax and costs, and why the euro result is the one that matters.

Mortgage in Turkey for foreigners: lira loans, high rates and what banks ask for

Some Turkish banks lend to foreigners, up to about 70% of the value and in lira. The catch is the interest rate and the lira itself. How the loan works, what it costs, and the alternatives.

Selling property in Turkey: the 5-year rule, inflation indexation and income tax on the gain

In Turkey, a property held for more than five years is sold free of this tax. Sell sooner and the gain is taxed, though the purchase price is adjusted for inflation first. How the calculation works.

New-build or resale in Turkey: VAT, title deed costs, safety and off-plan risks

In Turkey the choice between a new apartment and a resale one changes your VAT bill, your paperwork and your risk. What to compare before you sign.

Turkey: citizenship by $400,000 property and the $200,000 residence permit explained

Turkey offers two property routes: a residence permit from $200,000 and citizenship from $400,000 with a three-year no-sale annotation. How each works, and the risks nobody puts in the brochure.

Short-term rental rules in Turkey: permits, building consent and fines

Since 2024 Turkey requires a permit for any tourism rental of up to 100 days — and unanimous consent from every owner in the building. What to check before you buy for Airbnb income.

Turkey's digital nomad visa: the degree requirement and $3,000 income bar

Turkey's digital nomad visa is live and processing applications through the GoTürkiye portal — but a university degree requirement rules out a chunk of actual remote workers. What it takes to qualify.

Why expats love living in Turkey — and where the real challenges are

Turkey's appeal is real but specific: affordability, climate and culture score well, while a major 2026 survey ranked it near the bottom overall. Here's the honest picture.

Cave houses and Ottoman mansions in Turkey: a different kind of restoration project

Cappadocia's rock-cut cave houses and Safranbolu's Ottoman timber mansions are a genuinely different restoration niche — what's really for sale, what it costs, and what the heritage board controls.

Best cities to buy property in Turkey

Istanbul, Antalya, Bodrum and Fethiye each pull a different kind of buyer and price very differently. A practical comparison of where to buy in Turkey.

How to buy resale property in Turkey: an 8-step due diligence checklist

A clean title search and a signed contract aren't the whole story in Turkey. An 8-step due-diligence checklist for buying resale property, from tax number to tapu transfer.

Investing in Turkish real estate: 5 real risks and how to reduce them

Citizenship thresholds, lira volatility, earthquake paperwork and ownership caps — five real risks of buying property in Turkey, and how to manage each one.

Turkey: house sales to foreigners flat in August 2026 as the market falls 14.7%

TÜİK data show 1,938 homes sold to foreigners in August, up 0.1% on the year, while total sales fell 14.7% to 127,410.

Average price
€130,000
€0€350,000

A country-market estimate, not our own stock

Rental yield
5–8%
0%12%
In our catalogue from
€102,000
Residency programme threshold
≈ €370,370
EU member
No

Overview

Turkey is the only market in our catalogue where property leads not to residency but to citizenship. The threshold is USD 400,000, with a commitment to hold the property for three years.

Why buy here

Citizenship on an investment from USD 400,000: no language test, no residence requirement, no interview stage. A decision usually follows within 3–6 months of completing the purchase. A wide market range, from city apartments in Istanbul to coastal resort property. Buying is open to citizens of most countries without permit procedures.

Taxes, costs and yield

Benchmarks for taxes, purchase and holding costs and rental yield. Exact figures depend on the property and your situation.

Rental yield benchmark

5–8%

Taxes

A title deed fee on registration. Annually, property tax at a rate depending on the municipality and property type.

Costs & taxes

A title deed fee is payable on registration, formally split between the parties but in practice often built into the price. Also payable: the mandatory valuation, translator and notary services, agency commission and insurance. Annually the owner pays property tax, at a rate depending on the municipality and property type.

Buying process

1. Obtain a Turkish tax number and open a local bank account. 2. Check the property: title deed (tapu), encumbrances, compliance with planning documents, zone status. 3. Mandatory independent valuation — for the citizenship programme it fixes the value that counts. 4. Pay through the banking system with documented evidence of transfer. 5. Register the transfer at the land registry and receive the tapu. 6. For programme applicants, file the citizenship application.

Mortgages

Turkish banks lend to foreigners, but local-currency rates are high. A common alternative is a developer payment plan.

Residence & visas

The citizenship-by-investment programme is running, and in 2026 the threshold remains USD 400,000, or the equivalent in Turkish lira at the Central Bank's official rate on the transaction date. A mandatory condition is holding the property for three years without selling. An applicant may buy one or more qualifying properties, aggregating their value to the threshold. The programme requires no language tests, no residence obligations and no complex interviews; a decision usually follows within 3–6 months of completing the purchase where documentation is accurate.

Investment notes

For the citizenship programme what counts is not the contract price but the independent valuation — it decides whether the property clears the threshold. Divergence between the seller's price and the valuation is common. The three-year holding commitment freezes liquidity for that period, and that belongs in the calculation.

Risks to consider

What to bear in mind: — the valuation figure counts, not the contract price: commission the valuation before making large payments; — the three-year no-sale commitment constrains the exit; — restrictions apply to purchases by foreigners in border and military zones — a plot's status is checked before the deal; — residence-permit registration has been capped in certain districts, so the "property plus residency" pairing is checked for the specific address. Checked in September 2026. Thresholds, rates and programme terms change — confirm the current requirements with a lawyer in the country before you buy.

Estimate costs and yield

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Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.

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