Property in the UAE: buying and support

Dubai and the other emirates: full ownership for foreigners in freehold zones, no income tax on the deal, and a resident visa from AED 2 million.

0
Listings in our catalogue
€121,905
In our catalogue from
5–8%
Market rental yield
$545,000
Residency programme threshold
0
Cities

Why United Arab Emirates

  • Full ownership in freehold zones

    More than 60 freehold zones in Dubai — Downtown, Dubai Marina, Palm Jumeirah, JVC, Business Bay — are open to citizens of any country. No visa is required to buy.

  • No income tax for individuals

    No income tax, no capital-gains tax and no annual property tax — only a building's service charges and a municipal fee on rental value.

  • Mortgages for non-residents

    UAE banks lend to non-residents, typically up to 50% of the value — the down payment is usually 35–40%.

  • Transparent registration

    Title is entered in the Land Department's registry, an extract is issued to the owner, and developer escrow accounts are supervised by the regulator.

  • Residency from $545,000 — now with a mortgage too

    A purchase from AED 2 million (≈$545,000) grants a ten-year golden visa for the family. Since February 2026 a mortgaged property counts at the Land Department's appraised value — there is no longer a minimum-paid-in requirement.

Investments from €121,905

Properties available right now. The catalogue price is the same figure quoted here.

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Most affordable properties

The 3 most affordable of 1748

How the purchase works

  1. 1

    We map your goal

    Goal, budget and freehold zone: a ready property that earns from month one, or an off-plan one on a developer payment plan — the logic differs.

  2. 2

    Selection and due diligence

    We check the developer or seller, the zone's status and any encumbrances before anything is signed.

  3. 3

    The sale contract

    We sign Form F and pay the deposit, usually 10% of the price.

  4. 4

    Obtaining the NOC

    The developer or management company issues a no-objection certificate for the transfer — the deal cannot be registered without it.

  5. 5

    Registration at the Land Department

    Both parties attend in person or by power of attorney and pay the 4% fee — the deal can run entirely remotely.

  6. 6

    Title Deed and handover

    We collect the Title Deed and hand over the keys — for a ready property the whole process takes from two weeks.

What clients say

We used to rent a small studio nearby. Our mortgage payment ended up close to that old rent, and we got a roughly 90 sqm one-bedroom for about AED 100,000 less than comparable new projects.
Daniel & May · Moved from renting to owning
After more than ten years of renting and flatsharing, I finally bought my own one-bedroom apartment. A couple of years later, similar units in the same complex were listed around AED 850,000.
Ipshita · First own home after 10 years renting
We'd rented in this area for years and knew it well. In the end we bought a one-bedroom with a small garden directly from our own landlord.
Victoria & Marcel · Bought their apartment from their own landlord
Online viewing & remote deals — buy without being there
RU · EN · PLSupport in Russian, English and Polish
No hidden markupsYou see real market prices. Our role is selection and safety — not quietly inflating what you pay.

Frequently asked questions

Can a foreigner buy property in Dubai in their own name?+

Yes. Citizens of any country buy in Dubai's freehold zones in their own name, without a residence permit and without a local partner. There are more than 60 such zones, including Downtown, Dubai Marina, Palm Jumeirah, JVC and Dubai Hills. Outside the freehold zones only leasehold is available to foreigners.

What taxes does a property owner pay in the UAE?+

For individuals there is no income tax, no capital gains tax and no annual property tax. A 4% Land Department fee is paid on purchase. The owner pays annual building service charges, and when letting, a municipality fee of 5% of rental value.

Does buying property in the UAE grant residency?+

A purchase from AED 2 million qualifies for a renewable ten-year Golden Visa. Since February 2026 a mortgaged property counts at the Land Department's valuation, with no minimum paid-equity requirement. The visa covers a spouse and children and does not require you to live in the country.

What does the transaction cost on top of the price?+

Around 7–8% of value: the 4% Land Department fee, about 2% agency commission, roughly AED 4,000 in administrative fees, an NOC fee of AED 500–5,000, and bank fees if a mortgage is involved.

Can I buy property in the UAE remotely?+

Yes. Registration at the Land Department can be completed under a notarised power of attorney issued in your country of residence and legalised for the UAE. We arrange video viewings, legal checks and handle the registration without you travelling.

Do UAE banks lend to non-residents?+

Yes, but on tighter terms than for residents: usually up to 50% of value, with a 35–40% down payment. The bank will ask for proof of income, bank statements and credit history. The rate and the decision depend on your country of tax residence.

How does off-plan differ from a completed property?+

Off-plan is cheaper and comes with a developer payment plan, but income starts only after handover and dates can slip. A completed property produces rental income immediately and is easier to value. Off-plan always requires checking that the project has a permit and an active escrow account.

Do the previous owner's debts pass to the buyer?+

Service-charge arrears follow the property, which is why a clearance certificate from the management company is obtained before the deal. Without it the NOC is not issued, and without the NOC the transfer cannot be registered.

Go deeper

How to check a Dubai developer and project: RERA, escrow, permits and a buyer's checklist

Dubai's rules protect off-plan buyers well, but only if you use them: an escrow account, a permit number on the ad, a registered broker and an Oqood certificate. A step-by-step check you can do from Poland.

Dubai service charges and the real cost of owning property: what you pay after the purchase price

Dubai has no property tax, but a flat is not free to hold. Service charges of roughly AED 14 to 24 per sq ft are the biggest yearly item, and a worked example shows a gross 6% turning into a net 4% to 4.5%.

Buying property in Ras Al Khaimah as a foreigner: Al Marjan Island, prices, yield and risks

Ras Al Khaimah is the UAE's cheaper beach emirate, with a Wynn casino resort due on Al Marjan Island in September 2027. Prices rose fast, growth slowed in 2026, and 13,800 homes are due by 2028.

Buying property in Abu Dhabi as a foreigner: investment zones, prices, yield and costs

Foreigners can buy freehold in Abu Dhabi's investment zones, where apartments cost roughly AED 1,900 per sq ft at the median and reported gross yields run from about 4.5% to 9%. Buying costs are lower than in Dubai, but a big delivery wave is coming.

Commercial property in Dubai for foreign investors: office prices, yields and rules

Dubai offices sold at about AED 2,000 per sq ft in H1 2026, offices and warehouses are almost full and a foreigner can buy in freehold areas without a company. What it costs and where it goes wrong.

Dubai rental yield by district 2026: JVC, Business Bay, Marina, Downtown, Palm, Hills and more

Gross yield in Dubai runs from about 4.5% on the Palm to 8% or more in outer districts, but service charges, fees and a softer 2026 rent market cut net returns by 1.5 to 2.5 points. District by district.

Rising Construction Costs Are Reshaping Off-Plan Pricing in Dubai

According to Property Finder Blog (UAE), higher build costs in 2026 are pushing Dubai developers to price off-plan launches closer to real project economics and closer to ready-property values.

Dubai Property Prices: Community-by-Community Forecast for Q3–Q4 2026

According to Property Finder Blog (UAE), Dubai's market is now moving in separate community cycles, with demand and price forecasts diverging sharply between districts.

Dubai property prices per sq ft and per m2: how much an apartment costs and what buying adds

The Dubai average was about AED 1,673 per sq ft in Q2 2026 (roughly 4,400 euro per m2), down 4% on the quarter. Prime towers cost several times more than outer districts, and buying adds about 7%.

Dubai rental yield and investment property in the UAE: real gross and net numbers

Prime Dubai apartments yield about 5-6% gross and mid-market ones are reported at 7-9%, but prices and rents fell in Q2 2026 and net is roughly 2 points lower. Here is what to expect.

Dubai Golden Visa through property: the AED 2 million rule, mortgage conditions, fees and who can be included

Buying a Dubai property worth AED 2 million or more can qualify you for a 10-year renewable residence permit. What the Dubai Land Department itself says about eligibility, mortgages, family and fees — and what we could not confirm.

Getting a mortgage in Dubai as a non-resident: LTV caps, rates, fees and off-plan limits

UAE banks lend to non-residents, but the headline Central Bank limits are not what a non-resident usually gets. What the bank really offers, what you pay upfront, and why off-plan is the hardest to finance.

Selling property in Dubai: no capital gains tax, but real costs and a few tax traps

Individuals do not pay capital gains or income tax on a Dubai property sale. What you do pay, and where tax can still reach you, is what this guide covers.

Off-plan or ready in Dubai: payment plans, escrow, mortgages and resale compared

Off-plan dominates Dubai sales, but a payment plan is not the same as a protected purchase. How escrow, fees, mortgages and assignment rules differ between off-plan and ready homes.

Short-term rental rules in Dubai: holiday home permit, fees and the Tourism Dirham

Every short-let in Dubai needs a holiday home permit from the Department of Economy and Tourism, with the permit number on every listing. What owners pay and what to check first.

The UAE's remote-work visa: who qualifies and how it works

The UAE's Virtual Working Programme lets remote employees and freelancers live in Dubai for a year without a local employer. Here's what it actually requires.

Why expats love living in Dubai: what the data actually shows

The UAE ranked 4th of 31 countries in the 2026 Expat Insider survey — ahead of Spain, Portugal and Singapore. Here's what's actually behind that number.

Restoring a historic house in the UAE: the honest picture

Al Fahidi's wind-tower houses look like a restoration opportunity — they're not for sale. The honest picture of heritage property in the UAE, and where a genuine renovation project actually exists.

Where to buy property in Dubai: best areas by budget and lifestyle

From Downtown Dubai's premium towers to JVC's affordable entry point — a community-by-community guide to where to buy in Dubai and who each area actually suits.

Buying off-plan in Dubai: an 8-step due diligence checklist

A striking render and a persuasive sales agent aren't due diligence. Eight checks to run before you sign for an off-plan unit in Dubai.

Dubai off-plan investment risks: what buyers need to know

Escrow accounts protect your money, not your delivery date. Five real risks in Dubai's off-plan market and how RERA's rules and your own checks can manage each one.

UAE updates residency visa rules for property investors

Dubai Land Department (DLD) has merged its visa services on a single DLD Cube platform and removed the minimum property value for sole owners applying for the 2-year investor visa.

Dubai vs Europe for property investment: how to choose

Yield and tax-free income vs maturity and EU liquidity — compared by goal, risk and horizon.

Buying property in the UAE (Dubai): a complete guide

Freehold zones, DLD/RERA permits, escrow, taxes, residency visas and yields in Dubai.

Dubai for investors: how to buy property and get the permits right

DLD, RERA and Trakheesi permits, escrow accounts and developer payment plans — what to check before buying in Dubai.

Average price
€350,000
€0€350,000

A country-market estimate, not our own stock

Rental yield
5–8%
0%12%
In our catalogue from
€121,905
Residency programme threshold
≈ €504,630
EU member
No

Overview

The UAE is the largest market in our catalogue. A foreigner buys here in their own name in freehold zones, without a residence permit and without a local partner, and the transfer is registered with the Dubai Land Department in a single visit.

Why buy here

Three reasons buyers from the CIS and Europe come here. Full ownership, no intermediaries. More than 60 Dubai freehold zones — Downtown, Dubai Marina, Palm Jumeirah, JVC, Business Bay, Dubai Hills — are open to citizens of any country. No visa is needed to buy. No income tax and no capital gains tax for individuals. There is no annual property tax either — instead there are building service charges and a municipality fee levied on rental value. Transparent registration. Title is entered in the Land Department register, the deed is issued to you, and developer escrow accounts are supervised by the regulator.

Taxes, costs and yield

Benchmarks for taxes, purchase and holding costs and rental yield. Exact figures depend on the property and your situation.

Rental yield benchmark

5–8%

Taxes

No income tax, no capital gains tax and no annual property tax for individuals. On purchase, a 4% Land Department fee.

Costs & taxes

Budget roughly 7–8% on top of the price: — 4% — Land Department fee on registration; — about 2% — agency commission; — around AED 4,000 — Land Department administrative fees; — AED 500–5,000 — NOC fee; — bank fees if you use a mortgage. After the purchase: annual building service charges (they depend on floor area and building class) and a municipality fee of 5% of annual rental value, which for a landlord appears on the utility bill.

Buying process

1. Choose the property and check the developer or seller, the zone status and any encumbrances. 2. Sign the sale contract (Form F) and pay a deposit, usually 10%. 3. Obtain the NOC — the developer's or management company's consent to transfer. 4. Register at the Dubai Land Department: both parties attend in person or by power of attorney, and the 4% fee is paid. 5. The title deed is issued and the keys handed over. On a completed property the whole process takes from two weeks. A notarised power of attorney can replace the buyer's attendance — the deal runs remotely.

Mortgages

UAE banks lend to non-residents, typically up to 50% of value; the down payment is usually 35–40%. Proof of income and banking history are required.

Residence & visas

A purchase of AED 2 million or more qualifies for a ten-year Golden Visa. Since February 2026 a mortgaged property counts at the Land Department's valuation — there is no longer a minimum paid-equity requirement. The visa does not require you to live in the country and extends to a spouse and children. Owning property does not lead to citizenship: naturalisation in the UAE is effectively closed.

Investment notes

The market splits into two fundamentally different parts. Completed property produces income from month one and is straightforward to value. Off-plan property is sold with a developer payment plan, but requires checking the project's escrow account and delivery dates. When letting, factor in service charges: in premium buildings they cut noticeably into net yield. Short-term letting requires a separate licence from the Department of Tourism.

Risks to consider

What to check before the deal: — the zone really is freehold, not leasehold; — the project has a permit and an active escrow account; — the seller has no service-charge arrears — they follow the property; — a stated yield is not binding if only the sales office is promising it. Checked in September 2026. Thresholds, rates and programme terms change — confirm the current requirements with a lawyer in the country before you buy.

Estimate costs and yield
Read the United Arab Emirates guide

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Cities

Figures are indicative, change over time and depend on the specific property and your circumstances. Obtain independent legal, tax and financial advice before any purchase.

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